Cheap Term Life Insurance Rate: Avoid Tobacco Use Completely; Do Not Use Banned Substances
December 13th, 2009
Contrary to what you might be made to believe, it is quite easy to attract cheap term life insurance ratees. The two things that that keep you from enjoying a better rate at the moment are the right information and a determination to use the recommendations you get — That’s all. Let us now look at several proven ways to get this done…
It’s now commonly known that smoking will attract higher rates. What people might not appreciate is that the same also applies if you use any other type of tobacco product. For example, you’ll attract a more expensive premium if you chew or snuff tobacco.
Therefore, for your health and lower rates, stop using any tobacco product.
ii, This is an issue that may not concern most folks but should be mentioned…
Beside the fact that you’re putting your life at risk, using banned or yet-to-be-approved drugs will raise you rates. Misusing drugs also will make you spend more in life insurance. Avoid self-medication also and you’ll definitely get cheaper rates than individuals who do not.
Entry Filed under: Health